If you, or a qualified person, is managing the project on your behalf using subcontractors, this could apply to you.
When you decide to run your own project or employ a project manager to manage a number of sub-contractors you are, in the eyes of the law, the person controlling the site.
This means, in reality, that any liability claims that occur in relation to the works and the people undertaking them are likely to be directed at you.
It is therefore important to buy full project liability as opposed to property owner’s liability. In this way, even if a claim is clearly a result of the actions of a sub-contractor, your insurers will respond in the first instance and look to claim any losses back from that person in due course.
When you decide to run your own project or employ a project manager to manage a number of sub-contractors you are, in the eyes of the law, the person controlling the site.
Project public liability is carried at a higher level in urban projects than in rural projects because of the proximity of other high-value property.